Terms & Conditions

1. General

Biswa Mart sells digital products such as video editing bundles, graphics, templates, e-books, and creative assets.

• By using our services, you confirm you are at least 18 years old, or using the site under parental/guardian supervision.
• We may update these Terms anytime without prior notice.

2. Products & Usage

• All products are original or properly licensed for distribution.
• Products are for personal or commercial use unless otherwise specified.
• Resale, sharing, or redistribution of our digital products without written consent is prohibited.

3. Pricing & Payments

• All prices are listed in Indian Rupees (INR).
• Payments are processed securely via third-party payment gateways.
• We are not responsible for delays or failures caused by banks or payment providers.

4. Delivery of Products

• After successful payment, products are delivered instantly via download link or email.
• Please ensure you provide a valid email address while purchasing.

5. Refund & Cancellation

• Due to the digital nature of our products, all sales are final and non-refundable.
• Refunds are only applicable in cases of duplicate payment or technical errors (see our Refund Policy).

6. User Responsibilities

• You must not use our products for illegal or unauthorized purposes.
• You are responsible for keeping your account credentials safe.

7. Limitation of Liability

• Biswa Mart is not liable for any damages resulting from the use of our website or products.
• We do not guarantee uninterrupted or error-free service.

8. Intellectual Property

• All content, design, and digital assets are protected under copyright law.
• Unauthorized copying or distribution will lead to legal action.

9. Governing Law

• These Terms are governed by the laws of India.
• Any disputes will fall under the jurisdiction of courts in Tamil Nadu, India.